BRWA

About BRWA

At BRWA, we simplify the process of transferring real-world property value into digital tokens. Our Protocol is designed to create an "Asset Token," built on a standard Ethereum ERC-20 smart contract. Each contract has a maximum issuance of 100,000 digital tokens, tailored with specific information tied to a real estate property.

The rules for token transactions are customized to meet the issuer's requirements, using a separate 'DataHolder' smart contract to define who can transact with these tokens.

To ensure the transfer of value from the real estate asset to the digital world, a Public Corporate Resolution is created and signed by the shareholders of the issuing legal entity. This resolution is then securely uploaded to IPFS—a decentralized file storage system.

Once uploaded, the document is permanently fixed online and cannot be tampered with, providing transparency and security. A unique IPFS hash is generated for the document, and this hash is recorded within the Asset Token smart contract, linking the digital tokens to the legal resolution.

“We're making real estate tokenization easy, secure, and accessible.”

The corporate resolution serves as the foundation for transferring net revenues (after expenses) from the real estate property to the holders of the digital tokens. With 100,000 tokens representing 100% ownership of the property's net revenue, token holders receive their proportional share of the income generated.

This Protocol blends advanced technology and legal processes, including:

Public blockchain for transparency

Smart contracts for automation

Distributed file storage for security

Legally binding corporate resolutions for enforceability

Understanding Asset Tokens: Luxury Apartment Complex

Imagine a property owner has invested in a luxury apartment complex valued at $15,000,000. The owner's equity stake is $3,000,000, while a real estate partner has invested another $3,000,000. The remaining $9,000,000 is covered by a bank loan with a 10-year repayment period. Combined lease contracts are projected to generate $3,000,000 annually if fully occupied. The issuer plans to allocate 65% of these projected revenues to token holders, reserving 35% for operating costs.

To reduce their exposure and raise capital for new opportunities, the property owner and partner decide to tokenize 25% of the property. Using the Asset Token protocol, 25,000 tokens are minted (out of a possible 100,000 tokens).

Here's the exciting part: if revenue hits projections, token holders will receive $3,000,000 ✕ 65% ✕ 25,000 tokens / 100,000 tokens = $487,500, which will be converted into DAI and distributed monthly. To break it down, if you hold 1,000 tokens, you'll receive 1% of the total distributed income.

The issuer determines the sale price of these tokens. While the price doesn't impact the revenue share, it does influence the potential returns for investors, giving them more control over their investment strategy.

At BRWA, we're taking real estate investment into the future with Asset Tokens—simple, transparent, and designed to work for you.

Understanding Asset Tokens: Office Park

Imagine an office park owner has invested in a large commercial development valued at $25,000,000. The owner's equity is $10,000,000, while a private investment firm has contributed another $5,000,000. A bank loan covers the remaining $10,000,000, with a 15-year repayment term. The projected annual lease income from tenants is $4,500,000 if the office park remains fully leased. The issuer plans to distribute 70% of this projected revenue to token holders, keeping 30% for operational expenses.

To free up capital for expansion into a new market, the owner and partner decide to tokenize 40% of the property. Using the Asset Token protocol, 40,000 tokens are minted (out of a possible 100,000 tokens).

Now, if revenue meets expectations, token holders would earn $4,500,000 ✕ 70% ✕ 40,000 tokens / 100,000 tokens = $1,260,000, which will be converted into USDC and distributed monthly. For example, holding 2,000 tokens would entitle you to 2% of the total distributed income.

The issuer determines the token sale price. Though the price doesn't affect the revenue distribution, it does impact the potential return on investment, giving investors more flexibility in their strategies.

At BRWA, we're revolutionizing commercial real estate investment through Asset Tokens—accessible, profitable, and built for the modern investor.

Understanding Asset Tokens: Beachfront Resort

Imagine the owner of a beachfront resort valued at $50,000,000 has invested $20,000,000 of their own equity. A venture capital partner has added $15,000,000, and a bank loan accounts for the remaining $15,000,000, with a 12-year repayment period. The resort's projected annual revenue is $8,000,000 if fully booked year-round. The issuer plans to allocate 60% of this revenue to token holders, keeping 40% for operations and improvements.

To raise capital for an upcoming resort expansion, the owner and partner opt to tokenize 30% of the property. Using the Asset Token protocol, 30,000 tokens are minted (out of a total of 100,000 tokens).

If revenue meets the projections, token holders will receive $8,000,000 ✕ 60% ✕ 30,000 tokens / 100,000 tokens = $1,440,000, distributed monthly in USDT. For instance, if you hold 500 tokens, you would receive 0.5% of the total distributed revenue.

The token sale price is set by the issuer, allowing investors to adjust their risk and return expectations. The sale price doesn't affect revenue share but provides flexibility in structuring investments.

At BRWA, we're transforming resort ownership with Asset Tokens—empowering you to be part of the future of real estate investing.